Vehicle Liability Insurance In Delaware

Reader’s Question:

What is the required vehicle liability insurance in Delaware? I’ll be driving soon and I’m quite excited. But I just wanna make sure that I can drive legally here. Thanks!

Lily

Greater Newark, DE

The required vehicle liability insurance in Delaware is fairly basic. One thing that you need to remember is that all vehicles registered in the state of Delaware need to be insured.

The required vehicle liability insurance in Delaware follows a 15/30/10 limits:

• $15,000/$30,000 for Bodily Injury Liability (BIL)
• $10,000 for Property Damage Liability (PDL)
• $15,000/$30,000 Personal Injury Protection (PIP)

It’s important that you carry a valid Delaware car insurance card whenever your drive to avoid any inconvenience on your part. Because if you get involved in an accident and failed to prove you have existing vehicle liability insurance in Delaware once asked by a law enforcement officer, then you might find yourself in a bigger problem. For first time offender, he or she will be required to pay a $1500 fine. Succeeding offenders will be a $3000 fines plus suspension of license for a period of six (6) months.

It’s also important to know that the Delaware Division of Motor Vehicles also performs audits to know if vehicles are insured or not. If you found to be guilty of not meeting the required vehicle insurance liability in Delaware, this may also result to paying fines and/or suspension of driving privileges.

For more information about vehicle liability insurance you can check with the Delaware Department of insurance or with your auto insurance agent.