Will a Speeding Ticket Cause My Car Insurance To Increase?

Reader’s Question:

I got a speeding ticket in Wisconsin. Will this be in my driving record? Will this affect my car insurance in any way?

Diana

Milwaukee, WI

The State of Wisconsin adheres to the Department of Motor Vehicles (DMV) point system. Speeding by a mile through 10 mph will get you 2 demerit points. If you went from 11 to 19 mph above the posted limits, you will likewise be written a ticket, and 4 demerit points will be added against your motor vehicle record (MVR). Six points will be due to speeding for 20 mph or more above the limits. Accumulate enough number of tickets and your driving privileges could be suspended altogether.

Speeding tickets are not offenses you can blithely ignore. They can turn into a financial headache later on. Avoiding speeding and other traffic tickets will not only save you money from paying statutory fines, legal representative’s fees and license reinstatement fees but will also keep you from having to take driver improvement courses that may take up your precious time.

In the case of Wisconsin, a total of 12 points will result in driver’s license cancellation. And since these points will be reflected on your MVR, the points will definitely be seen by your insurance company if your policy is up for renewal, and you may be assessed with higher car insurance premiums.