Super Cheap Car Insurance for Young Drivers?

Reader’s Question:

Hi. I have a teenage daughter who drives, and since we added her to our policy, our car insurance rates are at an all time high! Now, she’s thinking of getting her own car and we’d like to help her find cheap car insurance for young drivers. Can you give us some tips, please?

Kandi

Columbus, OH

Yeah, car insurance for young drivers does tend to cost more than your average car insurance. This is because they are inexperienced drivers and, as such, are more prone to getting into accidents and making claims on car insurance companies.

However, there are a few tips I can share to save on car insurance for young drivers. First of all, it will really help if she maintains a responsible driving record. There are a lot of kids on the news nowadays that get DUIs and, let me tell you, their insurance rates are sure to skyrocket after just one stunt like that. Another tip you can try is to do some research and find out which cars are cheaper to insure. I know I’ll sound like a kill joy here but the flashier cars your kid might want to get will cost you more in car insurance than a cheaper and relatively safe vehicle will. It is also easier to find cheap car insurance for young drivers if the car they own has additional safety features such as side impact airbags and anti-lock brakes. Oh, and did you know that kids with good grades have a higher chance of scoring cheap car insurance, too? Make sure your kid knows this and ask him to keep his grades to at least a B average to get discounts on car insurance for young drivers.