Where To Get Antique Car Insurance

Reader’s Question:

How and where can I purchase antique car insurance? I live in Vermont.

Gail

Rutland, VT

Hello there, Gail.

In most states. an automobile is considered antique if it is over thirty years old. Maybe most vehicles are meant to have a life of about 10-15 years. Once the vehicle reaches the thirty year mark, it is considered antique.

antique vehicles are not very often driven and it can be very impractical to insure an antique vehicle with traditional auto insurance. Although getting insurance for the antique car is very much like insuring a normal car, you might find it difficult to obtain a antique car insurance in Vermont.

You can try getting it online and as soon as you find one the chosen car insurance company will usually try to know your vehicle’s value by hiring an appraiser to check your car. Usually insurers use the blue book value. Evaluating your antique car’s value is essential to be determined before you are given car insurance policy by any insurer. Antique car insurance may come in three types:

1. stated value insurance,

2. agreed value insurance, or

3. cash value insurance.

I suggest you shop around for antique car insurance in Vermont before purchasing to get the best deal.