I Hit a Deer – Will My Auto Insurance Cover The Damage?
Reader’s Question:
If I hit a deer, will my auto liability insurance cover the damage to the car?
Jansen
Los Angeles CA
If you have an auto liability insurance of bodily injury and property damage on your car, it will not cover any damages if you hit a deer.
Property damage liability and bodily injury liability pays damage to others that you may cause damage or harm to while operating your car, this coverage does not cover you or your own car in case of an accident.
If you want your car to be covered if you hit a deer, what you actually need is a comprehensive coverage. This comprehensive coverage is an optional coverage and it covers your car if it is stolen; or damaged by flood, fire, or animals.
Comprehensive coverage pays to repair your car’s damages from hitting the deer less the deductible you choose.
I Hit a Deer – Will My Auto Insurance Cover The Damage?
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