Cheap Car Insurance For Married Couples in Massachusetts

Reader’s Question:

Is it true that if you get married you will get lower car insurance rate than being single? I live in Massachusetts and I will get married next month. I just want to make sure this is true so I can take advantage of the lower premium.

Frank

Boston, Massachusetts

Yes it is possible that you can get lower car insurance premium if you are married. It would be much better if your spouse also have clean driving record. It is viewed by car insurance companies that married couples are safer drivers than single individual. Maturity and being responsible are also seen in married couples. If your spouse has a driving record, thats a different case already.

The Division of Insurance in Massachusetts lists a 5% discount on your car insurance premium rate that can be applied for compulsory coverage and, if chosen, optional coverages if you own 2 or more vehicles insured by the same car insurance company. Usually this is known as a multi-car discount.