Reader’s Question:
I just recently moved here in San Antonio Texas, got a new job, got a new car and just starting a new life. I’ve been surfing the net and came across this site and found some interesting stuff about car insurance. I know I should get car insurance but I really don’t understand why. I mean, if I chose not to get a car insurance will I be held liable by Texas law?
George
San Antonio, TX
Yes.
The very basic rule is that all vehicles must be insured in Texas and getting caught driving without a car insurance means:
- For first time offenders, being fined from $175 to $350.
- For second time offenders, you’re just up for a higher fine.
- And for thirds offenders, paying a higher fine (as compared to your 2nd offense) and also the possibility of having your driver’s license suspended, your vehicle being impounded and not to mention a ticket for surchargeable violation. A surchargeable violation means you can pay the fine for the ticket and you’ll continue paying up to three years, even if you maintain car insurance after that.
So having car insurance is a win-win situation George. It’s your guardian angel on the road and it’s also one way of preventing paying sky rocketed fines and being penalized by Texas Law. So, just follow the law and you’ll be ok.
Tags: auto insurance
