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October 17, 2008

Automobile Insurance Lapse Brentwood New York NY

Filed under: Auto insurance quotes, Car insurance tips — carinsurance @ 4:15 am

Reader’s Question:

I have an unregistered car in New York. I have surrendered my vehicle plates before my auto insurance lapsed in Brentwood, New York. I don’t have private parking space so what I usually do is to park my vehicle in a community parking lot. But I got a warning from my community apartment parking management. He told me that he is going to tow my unregistered vehicle. What can I do?

Nikki

Brentwood, NY

The New York State Law requires all its motorists to purchase liability auto insurance policy that meets the required minimum limits of: $25,000 to cover bodily injury/person; $50,000 bodily injury to all people involved; $10,000 to cover damage to property/accident.

It’s a good thing that you have surrendered your vehicle plates to the New York Department of Motor Vehicles (DMV) before the lapse on your auto insurance policy.
By doing this, you have avoided the suspension of your license and registration for an indefinite period of time.

As to your question, I would suggest you look for private parking lots or any storage facilities to house your car. Generally, parking unregistered vehicles on public lots (like your community parking lot) will only lead to your vehicle being towed. I would also suggest that you purchase auto insurance policy on your unregistered vehicle so you can have the registration reinstated. You can find different auto insurance companies in Brentwood, New York by just entering your zip code here.

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