Reader’s Question:
I am looking for car insurance rates and came across with the term “primary use”. What exactly does primary use mean? I own several vehicles and I have auto insurance policy in Glendale, Arizona.
Frida
Glendale, AZ
Nice to hear from you Frida.
Primary use is defined by auto insurance companies as the reason for using a certain vehicle. As you’ve mentioned, you have several vehicles, so car insurance companies use the “primary use” in classifying driver’s needs and usage of the car. These can be vehicles used for the purpose of the following: work, school, farm, pleasure, and business.
Every auto insurance company use different names in categorizing primary use for vehicles but usually they follow these:
1. Work: Vehicle driven to and from your work
2. School: Vehicle driven to and from your school
3. Pleasure: Vehicle used for pleasure-related activities like vacation trips etc.
4. Farm: Vehicle used for farming activities
5. Business: Vehicles used for business purposes
To better give you more information about primary use you can ask your insurance agent in Glendale, Arizona. And since your looking for car insurance rates you can also opt to check for available online resources like websites. It’s as simple as entering your zip code here.
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