Auto Insurance Law Seattle Washington WA

Reader’s Question:

I just started working here in Seattle, Washington for a couple of months. I know that getting auto insurance here is mandatory. But I heard from my aunt that there are vehicles that are exempted from this rule. What vehicles are exempted from Washington car insurance law?

Jake

Seattle, WA

Under the Washington state law, anyone driving a motor vehicle must either have a certificate of deposit, insurance liability policy, or liability bond that meets the specified limits. As mandated by law, Washington follows a minimum liability policy of 25/50/10. However, there are certain types of vehicle that are exempted from the mandatory law for car insurance and these are as follows:

• Antique: vehicles that are over 40 years old;
• Collector’s: vehicles that are over 30 years old;
• Government-owned: vehicles that are rented, leased or owned by the government;
• Vehicles that are registered with Washington Utilities and Transportation Commission (WUTC)
• Vehicles that are motor-driven (for example motor scooters);
• Motorcycles; and
• Mopeds

Always check with your insurance agent for more information about vehicle exemption in Seattle, WA. Also, you can find useful information by checking online resources.

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