Daily Telegraph, Australia - Nov 18, 2006By Jacinta Tynan. I RESENT car insurance, have capitulated to health insurance and am holding out on life insurance. But there's …
Prices soar to new heights on gullwings
The Australian, Australia - Nov 21, 2006… Probably their only rivals are Melbourne-based Shannons, whose auctions seem increasingly to occur as support for their popular classic car insurance. …
Regional press news - this story published 23.11.2006
HoldTheFrontPage.co.uk, UK - 5 hours ago… also feature motoring news, car reviews, road tests and buying advice as well as handy tips including where to get the best deals for car insurance and finance …
Counting the cost of 007's car insurance
Kwik Fit Insurance, UK - Nov 20, 2006A car insurance provider has calculated the cost it expects fictional secret service agent James Bond would have to pay for his car insurance premiums. …
First car buyer tips
CARSguide, Australia - Nov 20, 2006… when buying a new vehicle that may significantly reduce their risk of injury and theft and can even result in savings when it comes to car insurance, he said. …
Progressive Says Car Insurance Rates Going Down
WKRC 12, Cincinnati - Nov 3, 2006CHICAGO (Dow Jones/AP) - Empowered by the Internet and bombarded by ever-increasing auto-insurance advertising, consumers are shopping more aggressively for …
State insurance rates stabilize after four years of hikes
Louisville Courier-Journal, KY - Nov 15, 2006… becoming extremely competitive in Kentucky, said Greg Kosse, spokesman for Kentucky Farm Bureau Insurance Co., the state s largest writer of car insurance …
Rebel Law: In case of an accident
UNLV The Rebel Yell, NV - Nov 16, 2006… automobile insurance and accidents. There is a Nevada statute requiring a minimum amount for car insurance. The minimum liability …
New Jersey Auto insurance
New Jersey auto insurance is compulsory for driving a vehicle in New Jersey. Auto insurance law of New Jersey offers easy options for insuring your vehicle. However, there is no single standard cost or type of coverage under New Jersey auto insurance. You pay a particular percentage depending on different determinants like your age, your marital status, make of your vehicle, particular place, driving habits, etc. You decide on specific quote after considering and reviewing options of different insurance companies.
Why do I need auto insurance?
If you drive without New Jersey auto insurance, you face severe penalties like suspension of your driving license, hefty fines, suspension of vehicle registration, jail terms, etc. You also pay for lost wages, pain, and other sufferings of people in case of any accident.
Types of New Jersey auto insurance policies
New Jersey auto insurance offers two types of insurance policies:
Basic Policy - This low-cost policy is compulsory for all drivers. Although benefits are few, you receive basic and minimum protection at affordable rates. This policy is most suitable for new and young drivers.
Standard Policy - You receive widespread protection covering your assets but at higher rates than basic policy.
Coverage available under auto insurance
New Jersey auto insurance offers different coverage according to your policy.
Property Damage Liability - When you cause any accident and damage other s property, you receive $5,000 per accident coverage under basic policy but receive higher coverage under standard policy.
Bodily Injury Liability - This covers injury claims of people affected by your accident. Basic policy offers an optional overall coverage of $10,000 per accident for all affected persons. Standard policy offers coverage of $15,000 per person for each accident and overall $30,000 for all persons in accident with higher limits.
Personal Injury Protection - This provides coverage for physical injuries to you and others under your policy. Basic policy offers coverage of $15,000 per accident per person with maximum limit of $250,000 for permanent injuries or other specifically mentioned injuries. Standard policy offers minimum coverage of $250,000 per accident per person and up to $250,000 for any permanent injuries. You can select specific coverage limits under standard policy.
Basic policy of New Jersey auto insurance does not offer any comprehensive, collision, underinsured or uninsured motorist coverage. Standard policy though provides optional comprehensive and collision coverage and underinsured or uninsured motorist coverage.
