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October 11, 2006

Filed under: Car insurance tips — admin @ 12:04 pm


WECT - us to buckle up, drive sober, stop speeding and tailgating, avoid cell phone use while driving, and pay attention to the road. If we all did that, there would be fewer accidents and you d be a lot happier when you received your next car insurance
Source: www.wect.com

Boise man named Eagle’s Crime Prevention Volunteer of Year
Idaho Statesman - He slows traffic in residential areas and writes tickets, most often to motorists who aren’t carrying proof of car insurance. Part of what Egan enjoys about his chosen form of community service is that it’s unpredictable and exciting. “It’s a rich job
Source: www.idahostatesman.com

Sports car Insurance

Sports car insurance is normally expensive than other auto insurances. Fast cars are an attraction for most people, specifically the younger lot. Most insurance companies assign different rates for different categories of cars. This depends on car speed and resultant mobility on roads. Hence, you need to be ready to pay proportionately high sports car insurance on buying such a car.

How can I reduce my car premium?

Although insurance companies are bound to charge higher premiums for your sports car insurance, you can lower such premiums by following few restrictions:

(1) Low mileages annually reduce your premiums substantially. Hence, use your sports car for short drives only.

(2) Use different steering locks, alarm systems, secure parking, and other alerting gadgets in your car to lower your insurance premiums.

(3) Do not allow your temptation to press accelerator as speed cameras record your speed at unknown places and you could face fines for exceeding speed limits. Speeding fines attract higher premiums and insurers take retrospective account of your previous fines for five years down the line.

(4) Pay your insurance premiums in one installment as insurance companies charge more for monthly premiums.

(5) Regular careful driving helps in lowering insurance premiums drastically.

(6) Do not include many drivers on same insurance policy to lower your premiums. More number of drivers means more people covered under single insurance policy and hence, risks of your insurance company are high.

(7) Restrict mechanical or other additional features to your vehicle as these increase your insurance premiums.

What factors govern my insurance premium?

Normally, certain factors like your age, your place of residence, your make of car, etc. govern your insurance premiums. Although clean driving records normally lower insurance premiums, yet sports car insurance rates are normally high due to the risk factor involved. Different insurance companies charge differently for same make of car. This is because they have a history of sports car losses and hence are wary of issuing such insurance.

Where should I look for my insurance?

The Internet offers an extensive array of insurance company web sites with different rates for different categories of insurances and makes of cars. Fill in your details and receive details almost instantly regarding your queries. You can then compare and analyze different offers of insurance companies and choose most suitable sports car insurance for your car.

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